Hospitality & Homestay Financing
Turn your home into a destination.
Designed to support individuals who want to start, renovate, or expand a homestay business — letting travellers experience authentic Sri Lankan hospitality while you earn additional income from your property.
A growing opportunity
Tourism is growing. Your home can grow with it.
As Sri Lanka's tourism sector continues to grow, homestays have emerged as one of the most rewarding ways for homeowners to monetise their property.
We recognise this opportunity and offer a dedicated financing facility tailored to the unique needs of homestay operators — both aspiring and existing.
Key features
Financing shaped around hospitality income.
Repayment and support structured to match the realities of running a homestay business.
Minimum Loan Amount
LKR 1 million, with the maximum subject to credit evaluation.
Repayment Period
Up to 5 years.
Construction Grace Period
Interest-only repayments during construction, up to 12 months.
Repayment Plans
Customised plans aligned to your income and business cash flow.
Solar Financing
100% financing available for rooftop solar systems.
Processing Charges
A competitive rate of 1.5% of the loan amount.
Complimentary Credit Card
CDB Credit Card joining fee waived for eligible customers.
Dedicated Guidance
A specialist team to assist throughout the entire loan process.
Why homestays work
The case for turning your home into an income stream.
Why homestays work
- Earn additional recurring income from the growing tourism sector
- Utilise underused or spare spaces within your home
- Share authentic Sri Lankan culture and hospitality with international visitors
- Build a flexible, small-scale hospitality business from home
- Benefit from Sri Lanka's expanding international tourist arrivals
You can use this loan to
- Purchasing a house for homestay purposes
- Renovating or modifying an existing home to comfortably accommodate guests
- Purchasing furniture, appliances, and guest amenities — up to 70% of the loan facility
- Constructing a new dedicated homestay unit
- Completing partially built homestay properties
- Adding new features such as gardens, outdoor spaces, or swimming pools
Who is this for
Built for hosts, aspiring and established.
Other ways CDB can finance your home
Apply for Homestay Loan
Takes under 2 minutes. Our team will call you back.