For Sri Lankans Working Abroad
Turn overseas earnings into a home back home.
Specially designed for Sri Lankans employed abroad who wish to build, purchase, renovate, or extend their homes back in Sri Lanka — with simplified documentation and repayment schedules that align with remittance cycles.
Built around distance
Structured for life overseas, not against it.
CDB understands the unique challenges faced by Sri Lankans living and working abroad. That's why this loan minimises the need for in-person visits and offers repayment schedules that align with remittance cycles and foreign employment contracts. With flexible repayment options, simplified documentation requirements, and family-friendly application processes, this facility helps you convert overseas earnings into a lasting investment for your loved ones.Key features
Designed to work from wherever you are.
The details that make applying from abroad genuinely manageable.
Remote Application
The applicant can initiate the loan process without visiting Sri Lanka.
Family Co-applicant
An immediate family member can jointly apply and manage local processing.
Salary Account
No requirement to transfer your salary to CDB or open a CDB savings account.
NRFC/PFCA Accounts
NRFC or PFCA accounts are not required to qualify.
Remittance Repayment
Loan installments can be paid via Lanka Money Transfer services.
Refinancing Option
Existing home loans from other institutions can be consolidated into CDB.
Additional highlights
More reasons this loan works for you.
Additional highlights
- No mandatory branch visit — required documentation and processing can be handled by a resident family member
- Repayment schedules designed to match monthly remittance patterns
- Ability to consolidate and settle home loans from other banks when applying for renovation, completion, or extension financing
- Competitive interest rates with flexible fixed rate options
You can use this loan to
- Purchasing a house, apartment or land in Sri Lanka
- Building a new home
- Renovating or extending an existing home — up to 90% financing based on BOQ
- Completing a partially constructed house
Who is this for
Built for Sri Lankans working abroad.
Loan tenor
Maximum tenor by country of employment.
*Can be considered up to 10 years depending on the case. Loan age limit: the loan can be granted up to 65 years of age at the end of the repayment period.
| Country / Region | Maximum Loan Tenor |
|---|---|
| Europe, Japan, Australia, USA, UK | Up to 8 years |
| Middle East Countries & South Korea | Up to 6 years |
Other ways CDB can finance your home
Apply for Migrant Worker Home Loan
Takes under 2 minutes. Our team will call you back.